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Home Insurance

Buying your first home is a huge accomplishment. Most people have to save for years before they can afford to buy their first home in Georgia. If you have finally achieved your goal and you are ready to sign the papers in your new house, you need to have home insurance. Your home will likely be the most expensive asset you own; therefore, home insurance is essential. There are several ways that this insurance can protect you and your home.

Structural Coverage

This insurance will cover any damages caused to the home due to fire, severe weather, vandalism, and falling objects. It will also provide coverage if your home is destroyed.

Other Structure Coverage

This part of your home insurance policy will pay if any structures on your property that aren't attached to your home are damaged or destroyed. Other structures can include storage sheds, tool sheds, detached garages, and fences. Having these structures covered will keep you from paying for the damage out of your own pocket.

Liability Coverage

The liability portion of your home insurance is essential in protecting you and your financial future. If someone is injured while on your property, your liability coverage will pay for their medical bills and any other costs associated with the accident.

It would also cover certain things that don't take place on your property. If your child accidentally breaks a neighbor's window, your liability insurance would cover it. The same is true if you take your dog for a walk, and they bite someone on the street. Liability coverage will protect you against a lawsuit.

Living Expenses

If your home has been damaged or destroyed and has been deemed unlivable, your home insurance would cover the cost of your living expenses until you can return home. This includes the cost of a hotel, food, and any other expenses you incur while waiting to move back into your new home.

Before you sign the closing papers on your new home, contact Foundation Financial LLC in Georgia. Our agents can help you purchase a home insurance policy to provide the protection that you need. To get your policy started, give us a call or stop by today.